Nippon India Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 9
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹19.89(R) +0.02% ₹20.6(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.71% 5.97% 6.44% 7.03% -%
LumpSum (D) 8.14% 6.42% 6.91% 7.49% -%
SIP (R) -9.01% 5.14% 5.57% 5.48% -%
SIP (D) -8.67% 5.58% 6.03% 5.94% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.8 -0.26 0.55 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.16% -0.18% -0.78% - 0.89%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA BANKING & PSU DEBT FUND - WEEKLY IDCW Option 10.3
0.0000
0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - WEEKLY IDCW Option 10.3
0.0000
0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - MONTHLY IDCW Option 10.68
0.0000
0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - MONTHLY IDCW Option 10.75
0.0000
0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - QUARTERLY IDCW Option 10.77
0.0000
0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - QUARTERLY IDCW Option 10.83
0.0000
0.0200%
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option 19.89
0.0000
0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - IDCW Option 19.89
0.0000
0.0200%
Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option 20.6
0.0000
0.0200%
Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Bonus Option 20.6
0.0000
0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - IDCW Option 20.6
0.0000
0.0200%

Review Date: 17-01-2025

Nippon India Banking & Psu Debt Fund has exhibited average performance in the Banking and PSU Debt Fund category. The fund has rank of 9 out of 19 funds in the category. The fund has delivered return of 7.71% in 1 year, 5.97% in 3 years and 6.44% in 5 years. The category average for the same periods is 7.69%, 6.05% and 6.28% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.16, VaR of -0.18, Average Drawdown of -0.4, Semi Deviation of 0.89 and Max Drawdown of -0.78. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Banking & Psu Debt Fund direct growth option would have grown to ₹10814.0 in 1 year, ₹12054.0 in 3 years and ₹13969.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Nippon India Banking & Psu Debt Fund direct growth option would have grown to ₹11428.0 in 1 year, ₹39193.0 in 3 years and ₹69892.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 1.16 and based on VaR one can expect to lose more than -0.18% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.8 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.37
0.42
0.15 | 0.51 21 | 22 Poor
3M Return % 1.36
1.41
1.05 | 1.72 15 | 22 Average
6M Return % 3.65
3.68
3.42 | 3.88 16 | 22 Average
1Y Return % 7.71
7.69
7.15 | 8.42 10 | 22 Good
3Y Return % 5.97
6.05
5.39 | 8.26 12 | 19 Average
5Y Return % 6.44
6.28
5.60 | 7.22 6 | 15 Good
7Y Return % 7.03
6.83
5.95 | 7.57 5 | 15 Good
1Y SIP Return % -9.01
-8.96
-9.28 | -8.77 13 | 22 Average
3Y SIP Return % 5.14
5.16
4.82 | 5.62 9 | 19 Good
5Y SIP Return % 5.57
5.60
5.11 | 6.64 8 | 15 Good
7Y SIP Return % 5.48
5.38
4.83 | 5.85 7 | 15 Good
Standard Deviation 1.16
1.29
0.73 | 3.21 11 | 19 Average
Semi Deviation 0.89
0.94
0.52 | 1.70 11 | 19 Average
Max Drawdown % -0.78
-0.87
-2.46 | 0.00 12 | 19 Average
VaR 1 Y % -0.18
-0.45
-2.69 | 0.00 11 | 19 Average
Average Drawdown % -0.40
-0.58
-1.67 | 0.00 7 | 19 Good
Sharpe Ratio -0.80
-0.80
-1.12 | 0.38 8 | 19 Good
Sterling Ratio 0.55
0.55
0.41 | 0.77 12 | 19 Average
Sortino Ratio -0.26
-0.24
-0.36 | 0.36 8 | 19 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.40 0.46 0.18 | 0.55 20 | 21
3M Return % 1.46 1.51 1.13 | 1.81 14 | 21
6M Return % 3.85 3.88 3.62 | 4.06 12 | 21
1Y Return % 8.14 8.09 7.55 | 8.70 10 | 21
3Y Return % 6.42 6.48 5.78 | 8.56 8 | 18
5Y Return % 6.91 6.72 6.01 | 7.44 5 | 14
7Y Return % 7.49 7.25 6.13 | 7.90 4 | 14
1Y SIP Return % -8.67 -8.63 -8.95 | -8.45 13 | 21
3Y SIP Return % 5.58 5.57 5.27 | 5.92 8 | 18
5Y SIP Return % 6.03 6.00 5.49 | 6.90 7 | 14
7Y SIP Return % 5.94 5.79 5.23 | 6.19 4 | 14
Standard Deviation 1.16 1.29 0.73 | 3.21 11 | 19
Semi Deviation 0.89 0.94 0.52 | 1.70 11 | 19
Max Drawdown % -0.78 -0.87 -2.46 | 0.00 12 | 19
VaR 1 Y % -0.18 -0.45 -2.69 | 0.00 11 | 19
Average Drawdown % -0.40 -0.58 -1.67 | 0.00 7 | 19
Sharpe Ratio -0.80 -0.80 -1.12 | 0.38 8 | 19
Sterling Ratio 0.55 0.55 0.41 | 0.77 12 | 19
Sortino Ratio -0.26 -0.24 -0.36 | 0.36 8 | 19
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.08 ₹ 10,008.00 0.08 ₹ 10,008.00
1M 0.37 ₹ 10,037.00 0.40 ₹ 10,040.00
3M 1.36 ₹ 10,136.00 1.46 ₹ 10,146.00
6M 3.65 ₹ 10,365.00 3.85 ₹ 10,385.00
1Y 7.71 ₹ 10,771.00 8.14 ₹ 10,814.00
3Y 5.97 ₹ 11,901.00 6.42 ₹ 12,054.00
5Y 6.44 ₹ 13,661.00 6.91 ₹ 13,969.00
7Y 7.03 ₹ 16,086.00 7.49 ₹ 16,575.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.01 ₹ 11,405.51 -8.67 ₹ 11,428.33
3Y ₹ 36000 5.14 ₹ 38,935.66 5.58 ₹ 39,193.09
5Y ₹ 60000 5.57 ₹ 69,092.76 6.03 ₹ 69,892.20
7Y ₹ 84000 5.48 ₹ 102,100.57 5.94 ₹ 103,787.38
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Nippon India Banking & Psu Debt Fund NAV Regular Growth Nippon India Banking & Psu Debt Fund NAV Direct Growth
17-01-2025 19.889 20.6041
16-01-2025 19.8844 20.5992
15-01-2025 19.8557 20.5693
14-01-2025 19.844 20.5569
13-01-2025 19.8388 20.5513
10-01-2025 19.874 20.5872
09-01-2025 19.8718 20.5847
08-01-2025 19.8724 20.585
07-01-2025 19.8757 20.5883
06-01-2025 19.8655 20.5774
03-01-2025 19.8516 20.5625
02-01-2025 19.8427 20.5529
01-01-2025 19.8438 20.5539
31-12-2024 19.8463 20.5563
30-12-2024 19.8348 20.5441
27-12-2024 19.8246 20.5329
26-12-2024 19.8167 20.5245
24-12-2024 19.8149 20.5223
23-12-2024 19.8199 20.5272
20-12-2024 19.802 20.508
19-12-2024 19.8062 20.5122
18-12-2024 19.8225 20.5288
17-12-2024 19.8158 20.5217

Fund Launch Date: 05/May/2015
Fund Category: Banking and PSU Fund
Investment Objective: Portfolio Duration will be maintained between 1.5 - 3.5 years. The fund will tactically use up to 10 years G-Secs/ SDLs/ AAA Bonds to generate alpha. Strategy is to capture opportunity on the desired part of yield curve depending on the interest rate expectations going forward.
Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
Fund Benchmark: NIFTY Banking & PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.